1. Floating Interest Rate which fluctuates with Prime.

2. The bank has the right to withdraw money from your account to pay for your line of credit.

3. Secured lines of credit are secured by your home. Default in payment for any reason allows the bank to take your home.

4. The bank may require the total balance of your line of credit paid in full if you die, become insolvent, or go bankrupt.

5. If the bank sees any increase in the risk to the security, they can demand full payment.